In the fast-evolving world of blockchain, few topics create more confusion than Ripple, XRP, and the XRP Ledger . Many mistakenly treat them as the same. In truth, each plays a unique role in the digital asset ecosystem. Understanding their distinctions is key to grasping how Ripple’s technology powers real-world financial innovation. Vet’s post on X provided a clear explanation that helps to settle this long-standing mix-up. According to Vet, Ripple is the technology company, XRP is the digital asset , and the XRP Ledger is the blockchain network that supports them both. This clarification is now more relevant than ever, as global institutions increasingly integrate Ripple’s technology for payments and settlement. Ripple: The Enterprise Blockchain Company Ripple is a San Francisco-based financial technology company focused on transforming cross-border payments. It develops enterprise blockchain solutions that use the XRP Ledger, XRP, RLUSD, and other digital assets. Ripple builds software and infrastructure that enable banks, fintechs, and payment providers to move money faster and cheaper across borders. The difference between Ripple, XRP and the XRP Ledger. pic.twitter.com/gQCSSOzgIC — Vet (@Vet_X0) November 6, 2025 The company is one of many developers contributing to the XRP Ledger’s open-source ecosystem. Ripple also holds a significant amount of XRP but operates independently from the network’s governance. Its focus is on real-world adoption—making blockchain technology useful for institutions that handle everyday payments. XRP: The Native Token of the XRP Ledger XRP is the native digital asset of the XRP Ledger , similar to how ETH serves the Ethereum network or BTC powers Bitcoin. It acts as a bridge currency that connects different fiat and crypto assets on the ledger’s decentralized exchange. Every transaction on the XRPL requires a small amount of XRP as a fee. This design prevents spam and ensures network stability. XRP’s supply is fixed at 100 billion coins, with a large portion already in circulation. It serves a functional role rather than a speculative one, enabling efficient, low-cost liquidity between currencies. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP Ledger: A Proven Layer-1 Blockchain The XRP Ledger (XRPL) is a decentralized, layer-1 blockchain that has operated reliably for more than a decade. It uses a consensus protocol that finalizes transactions in seconds without mining. Its design supports tokenization, decentralized trading, and payments with minimal energy consumption. The XRPL’s stability and scalability have made it a trusted platform for developers, institutions, and businesses worldwide. From tokenized assets to stablecoin settlement, it continues to prove its reliability as a backbone for next-generation financial infrastructure. The Connection Between Ripple, XRP, and XRPL Ripple builds enterprise-grade payment solutions that utilize the XRP Ledger and its native asset, XRP . While Ripple develops commercial applications like RLUSD for settlements, the XRPL remains fully decentralized and open-source. Anyone can build, transact, or issue tokens on it—independent of Ripple’s involvement. Understanding the difference among these three entities is crucial. Ripple drives adoption. XRP provides liquidity. The XRP Ledger ensures decentralization and trust. Together, they form one of the most advanced blockchain ecosystems in the world. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post The Difference Between Ripple, XRP, and the XRP Ledger appeared first on Times Tabloid .